Term Life Insurance
Coverage for 10–30 years with level premiums. Ideal for income replacement while children are at home or debt is highest.
- Affordable death benefit
- Convertible to permanent in many cases
- Quick quotes via Back9Ins
Life insurance products
Education first—then quotes or a consultation when you're ready.
Whole Life Insurance
Permanent protection with guaranteed death benefit and cash value growth—built for lifetime needs and legacy planning.
- Lifetime coverage
- Guaranteed cash value
- Potential dividends by carrier
Indexed Universal Life (IUL)
Flexible permanent insurance with cash value linked to an index—upside potential with stated floors on downside.
- Adjustable premiums
- Index-linked growth
- Living benefits on select carriers
Mortgage Protection
Term or decreasing-benefit structures aligned to your mortgage so your family can stay in the home.
- Match benefit to loan balance
- Often simplified issue options
- Pairs with Kansas City homeowners
Final Expense
Smaller whole life policies ($5k–$50k) to cover funeral and final bills—often with simplified underwriting.
- Senior-friendly designs
- Graded or level benefit options
- Peace of mind for heirs
Business Protection
Key person, buy-sell, and business continuation coverage so partners and employees are protected from sudden loss.
- Key person life
- Buy-sell funding
- Executive benefit plans
Not sure which fits? See your rate or talk to an advisor.